Debit, debit, debit

I have learned to appreciate debit cards. It is much easier to shop with it because you don't need to go through long lines in the ATM just to withdraw cash. Your ATM card acts as a debit card, so it's a cashless transaction. The cashier swipes it and it charges to your account. One set back though is if the store doesn't accept debit cards or the machine is off line. Better be prepared to have actual cash on hand, or charge it to your credit card. 

Still I find it's easier to use when I shop.Just be sure that you still have money in your account. :)